Your mortgage lender will be looking for your home to be insured for a range of perils and for their interest to be noted on the policy. You may need to provide them with a copy of your insurance schedule for their records.
The standard products that we provide will meet with the requirements of your lender. If any aspect of the risk has been deemed non-standard, resulting in the cover being restricted in some way, it would be important to discuss this with your lender before proceeding. Examples might be properties in an area deemed to be at risk of flooding where the insurer has applied a higher excess to that element of the policy.
