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What is the difference between 'social, domestic & pleasure including commuting' and 'business use'?

Social, domestic & pleasure including commuting:- covers personal use and includes cover for the policyholder to drive to and from a single place of work or study.

Business use:- In addition to the uses noted above, Business Use includes use by you for your business and that of your employer (for example, riding to other sites and meetings held outwith the workplace). Business use does not include cover for Commercial Travelling, Deliveries or any form of Courier use.

We cannot provide any form of business use for additional drivers but we may be able to extend cover to include commuting to a single place of work or study. If you require commuting use for your additional driver please contact us on 01224 848382 to discuss your requirements.


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01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed