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  • I didn't realise my motorcycle had to be restricted so I did not ride it and got it restricted as the certificate shows. It was done today. My other insurance…
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Buildings & Contents Insurance

A tailored service for Private clients

For the more discerning individual who has significant personal assets to protect and expect a superior level of cover and service.

We have a dedicated team, offering a unique personalised service. A personal account handler will meet you to discuss your requirements, at a time and place convenient to you. We can provide access to experts who will advise you on security issues and give guidance on high value items as well as carrying out full property appraisals. These specialist policies can be extended to include cover for private cars, second or holiday homes and annual travel, all under one contract, all with one renewal date.

Have a question?

You might find the answer you need within our Frequently Asked Questions

Go to FAQs

Flood prevention

  • www.gov.uk - Prepare for a flood and get help during and after

Neighbourhood watch

Burglary prevention

Avoiding burst pipes

Underinsurance and how it affects you

Association of British Insurers – Common questions

Buildings & Contents Insurance

When buying home insurance the right cover is just as important as the right price. Your home and it's contents are some of your most valuable assets so you need to know that they are covered should the worst happen - the consequences of under insurance or no insurance can be life changing and devastating.

Whether you are taking the first steps towards independence, insuring your family home, renovating that dream house or looking for personal possessions insurance in halls of residence or a let property, our dedicated team offers advice tailored to your needs.

We cater for most types of non-standard risks and customers with unfortunate claims histories including houses that have flooded.

Give H&R Insurance a call to discuss your buildings & contents insurance requirements. We have a team of expert advisors who can assist you to insure:

  • Standard building & contents
  • Contents only
  • High Net Worth
  • Holiday or second home
  • Working from home
  • Let properties
  • Student lets
  • Properties of non-standard construction
  • Self build, renovations & extensions
  • Unoccupied properties
  • Flood areas
  • Subsided & Underpinned homes
  • Bed & Breakfast
  • Criminal convictions