Tel: 01224 848382 Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Car Insurance
Ways To Reduce Your Premium (4)
A number of factors are taken into account by your insurer when calculating your insurance premium. Discounts are available for a number of aspects:
Ownership
Many insurers will give substantial discounts based on the length of ownership. This can be up to 20% if you have owned the motorcycle for four or more years.
Mileage
The fewer miles you ride the more discount you will receive. If you do not use your motorcycle to travel to work, exclude commuting to reduce your premium even further. It is important that you do not under estimate your mileage as this may result in a claim being rejected or not paid in full.
Garaging
Keeping your motorcycle in a garage can entitle you to discounts of up to 15%. In order to qualify the garage must at your home address and must be of brick or stone construction, with a roof and locking door. If your motorcycle is garaged away from home, or kept in a wooden shed you may still be entitled to a discount, please call us on 01224 848382 to check. Terms may apply.
Excess
All ‘Comprehensive’ and Third party, Fire & Theft policies carry a Compulsory Excess. This is the amount you will be asked to contribute in the event of a claim. Discounts are available if you select a Voluntary Excess though you should be aware that this amount will be added to the Compulsory Excess applying in the event of a claim. Please note: the total excess applying cannot exceed the value of your motorcycle.
Driver Licensing
- www.gov.uk - Driving Licences
- www.dft.gov.uk - DVLA
- www.gov.uk - Driver and Vehicle Standards Agency
- www.viewdrivingrecord.service.gov.uk - View your driving licence information
Safety & Training
- www.iam.org.uk - Institute of Advanced Motorists
- www.rospa.com - Royal Society for the Prevention of Accidents
Keeping your Vehicle Legal
- www.askmid.com - Check your vehicle is on the motor insurers database (it can take up to 7 days to appear after your policy has been incepted)
- www.gov.uk - Tax your vehicle online
Driving Abroad
- www.motoring-into-europe.co.uk - Driving in Europe
Winter Driving Tips
- www.rospa.com - Winter Driving Tips
Whether you own a company, partnership or practice, chances are your company vehicles are essential to your business. No matter how many cars – or vans or trucks – you have, we’ve got policies to suit you.
Please call on 01224 848111 for a quotation.
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Car Cover Options
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Obtain your licence summary
You'll need:
- Driving Licence Number
- National Insurance Number
- Home Postcode
Alternatively call the DVLA on 0300 790 6801 to obtain a sharecode
Have a question?
You might find the answer you need within our Frequently Asked Questions
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