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  • I would just like to congratulate H&R Insurance on providing me with the best insurance service I have ever received.  When originally signing up for motorcycle insurance online, I found…
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FAQs

Get answers to some commonly asked questions. Select from our expert areas below. If you can not find an answer, get in touch by calling us on 01224 848382 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it.

What is the definition of a Garage?

What is the definition of a Garage?

What do I need to give you as evidence of my no claims discount?

What additional covers should I consider?

What is Waiver of subrogation and why do I need it?

What do I include under buildings insurance?

Fully Comprehensive

Why insure my business?

I'm a tradesman and keep my tools in my van most of the time. Will they be covered if my van is stolen or involved in an accident?

What is the difference between 'social, domestic & pleasure including commuting' and 'business use'?

I have an international licence

Can I cover myself against damage by pets?

What is the difference between private hire insurance and public hire insurance?

How do I calculate the Re-build Value of my property?

How do I know what insurance is right for my business?

Do I need Goods in Transit cover?

What is the difference between comprehensive and third party fire & theft insurance?

I'm not a UK resident

I work away from home for more than 60 days of the year

What is the difference between comprehensive and third party fire & theft insurance?

What is an excess?

How often should I review my insurance?

I only require social, domestic & pleasure use

What is an excess?

What is an excess?

I'm looking to insure a second home, holiday home or unoccupied property

What is an excess?

I'm not a UK resident

What is the difference between comprehensive and third party fire & theft insurance

I'm not a UK resident

What is the difference between comprehensive and third party fire & theft insurance?

I have an older property (pre 1901). Is there anything extra I need to consider?

My property has a history of flooding or subsidence

What is an excess

I have a international licence

What is the difference between 'social, domestic & pleasure including commuting' and 'business use'?

Are floor coverings covered under a buildings or contents policy?

Do I get a discount if I have extra security fitted to my property?

I'm not a UK resident

Will my mortgage lender accept your policy?

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