Why not give us a call?

01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • I didn't realise my motorcycle had to be restricted so I did not ride it and got it restricted as the certificate shows. It was done today. My other insurance…
Read More
Commercial Insurance
Corporate and SME insurance solutions covering all business sectors, from long established companies to sole traders and start-ups
Taxi Insurance
Public or private hire, car, minibus or coach, one vehicle or a fleet - H&R can cater for every scenario
Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
Private Car Insurance
From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today
Rob H

Rob H

Wednesday, 10 December 2014 00:00

Mileage

The fewer miles you ride the more discount you will receive. If you do not use your motorcycle to travel to work, exclude commuting to reduce your premium even further. It is important that you do not under estimate your mileage as this may result in a claim being rejected or not paid in full.

Wednesday, 10 December 2014 00:00

Garaging

Keeping your motorcycle in a garage can entitle you to discounts of up to 15%. In order to qualify the garage must at your home address and must be of brick or stone construction, with a roof and locking door. If your motorcycle is garaged away from home, or kept in a wooden shed you may still be entitled to a discount, please call us on 01224 848382 to check. Terms may apply.

Wednesday, 10 December 2014 00:00

Excess

All ‘Comprehensive’ and Third party, Fire & Theft policies carry a Compulsory Excess. This is the amount you will be asked to contribute in the event of a claim. Discounts are available if you select a Voluntary Excess though you should be aware that this amount will be added to the Compulsory Excess applying in the event of a claim. Please note: the total excess applying cannot exceed the value of your motorcycle.

Wednesday, 10 December 2014 00:00

Drive a Car or Van?

If you hold at least 1 year no claims bonus earned on a motorcycle, you may be entitled to enhanced discounts based on your no claims bonus earned on a car or van. To qualify for these discounts the car or van policy must be current and held in your name. You must be a regular user of the car or van and you will be asked to provide evidence of the entitlement.

Tuesday, 09 December 2014 00:00

Useful Links - Motorcycle

Security Providers

Driver Licensing

Safety & Training

Motorcycle Restriction

Keeping Your Vehicle is Legal

  • www.askmid.com - Check your vehicle is on the motor insurers database (it can take up to 7 days to appear after your policy has been incepted)
  • www.gov.uk - Tax your vehicle online
Tuesday, 09 December 2014 00:00

Useful Links - Private Car

Driver Licensing

Safety & Training

Keeping your Vehicle Legal

  • www.askmid.com - Check your vehicle is on the motor insurers database (it can take up to 7 days to appear after your policy has been incepted)
  • www.gov.uk - Tax your vehicle online

Driving Abroad

Winter Driving Tips

Tuesday, 09 December 2014 00:00

Useful Links - Taxi

Getting Started

Safety & Training

Keeping your Vehicle Legal

  • www.askmid.com - Check your vehicle is on the motor insurers database (it can take up to 7 days to appear after your policy has been incepted)

Winter Driving Tips

Tuesday, 09 December 2014 00:00

I want to insure a different vehicle

Please contact us to get a quotation for a change of vehicle. Providing the change is acceptable to your insurer it is often a cheaper option than cancelling your existing policy and starting a new one. If your change is not acceptable to your current insurer we will search our panel to find you our most competitive quote.

Please call us on 01224 848112.

In order to ensure that you are covered in the event of a claim it is essential that you keep your details up to date.

Tuesday, 09 December 2014 00:00

Can I add an additional driver to my policy?

It is usually possible to add an additional driver to your policy, subject to the driver details provided they have a valid taxi drivers licence. Please contact us on 01224 848112 to discuss your requirements. You will be required to complete a form, send a copy of the driver's licence, their taxi drivers licence and pay any amount due before the driver is added.

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