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01224 848382

This email address is being protected from spambots. You need JavaScript enabled to view it.

Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • I didn't realise my motorcycle had to be restricted so I did not ride it and got it restricted as the certificate shows. It was done today. My other insurance…
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Commercial Insurance
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Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
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From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today

What is an Employer Reference Number?

Insurers providing Employers Liability Insurance are required to register the policy with the Employers Liability Tracing Office (ELTO). In order to do this they will ask for customers' Employer Reference Number (ERN).

The ERN is also known as the Employer PAYE Reference and is given to every business that registers with HMRC. This number can be found on forms P45, P60, P11D as well as any correspondence from HMRC relating to PAYE.

More in this category: « What is the Employers Liability Tracing Office (ELTO)?