Why not give us a call?

01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • Just wanted to say thanks so much for sorting out my cover note so quickly earlier.  I needed to pick up my bike before my father went on holiday, so…
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Commercial Insurance
Corporate and SME insurance solutions covering all business sectors, from long established companies to sole traders and start-ups
Taxi Insurance
Public or private hire, car, minibus or coach, one vehicle or a fleet - H&R can cater for every scenario
Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
Private Car Insurance
From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today

Will my mortgage lender accept your policy?

Your mortgage lender will be looking for your property to be insured for a range of perils and for their interest to be noted on the policy. You may need to provide them with a copy of your insurance schedule for their records.

The standard products that we provide will meet with the requirements of your lender. If any aspect of the risk has been deemed non-standard, resulting in the cover being restricted in some way, it would be important to discuss this with your lender before proceeding. Examples might be properties in an area deemed to be at risk of flooding where the insurer has applied a higher excess to that element of the policy.