Why not give us a call?

01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • I would like to say that I have always found H&R Insurance swift and helpful when replying to my email enquiries and I greatly appreciate that. M Glover
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Commercial Insurance
Corporate and SME insurance solutions covering all business sectors, from long established companies to sole traders and start-ups
Taxi Insurance
Public or private hire, car, minibus or coach, one vehicle or a fleet - H&R can cater for every scenario
Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
Private Car Insurance
From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today

What is the difference between 'social, domestic & pleasure including commuting' and 'business use'?

Social, domestic & pleasure including commuting:- covers personal use and includes cover for the policyholder to ride to and from a single place of work or study.

Business use:- In addition to the uses noted above, Business Use includes use by you for your business and that of your employer (for example, riding to other sites and meetings held outwith the workplace). Business use does not include cover for Commercial Travelling, Deliveries or any form of Courier use.

We cannot provide any form of business use for additional riders but we may be able to extend cover to include commuting to a single place of work or study. If you require commuting use for your additional rider please contact us on 01224 848382 to discuss your requirements.