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01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • Just wanted to say thanks so much for sorting out my cover note so quickly earlier.  I needed to pick up my bike before my father went on holiday, so…
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Commercial Insurance
Corporate and SME insurance solutions covering all business sectors, from long established companies to sole traders and start-ups
Taxi Insurance
Public or private hire, car, minibus or coach, one vehicle or a fleet - H&R can cater for every scenario
Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
Private Car Insurance
From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today

I have an older property (pre 1901). Is there anything extra I need to consider?

Your home may be listed or in a conservation area, it may have unusual or bespoke features and may be of non standard construction, all of which must be taken into account when calculating your buildings sum insured for rebuild. A standard home insurance policy may not be suitable so it is important that a detailed valuation undertaken by a specialist is sought. Both the English Heritage and Historic Scotland websites may be able to confirm where your property is listed and if so the grade of listing applying. You will be asked for the listed building status of your property when obtaining a quotation.

All properties require regular maintenance, however older properties may need more attention and it should be noted that wear and tear is a general exclusion from home insurance policies.