Some examples of cover granted under Standard perils include loss caused by Fire, Explosion, Lightning, Storm, Earthquake, Theft, Malicious damage, Escape of water or oil, Subsidence, Heave, & Landslip and Impact from vehicles or aeroplanes. It would also include cover for injuries to visitors to the property where you, the policyholder was deemed liable. Full details of the cover provided will be included within your policy document but please ask our advisor if you are unsure.
In most cases, for an additional cost you can extend the cover provided to include Accidental Damage to property owned by you and other members of the family - please ask for details.
